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What is EMU? - EMU stands for Economic and Monetary Union - a single currency for European Union countries.

When did it start? - Gradually the currencies of participating countries will be replaced. It started on the 1st January 1999 and led up to the issue of "Euro Cash" i.e. notes and coins in January 2002.

What is the EURO? - The EURO is the currency which the majority of member countries will use to replace their national currency.

Which countries have joined so far? - Austria, Belgium, Finland, France, Germany, Italy, Ireland, Luxemburg, the Netherlands, Portugal and Spain are members of the EMU.


IMPORTANT INFORMATION ppi Have you taken out a credit card, mortgage, secured loan, unsecured loan or hire purchase agreement in the last 10 years? If you have (or have had) a mortgage, loan or credit card with providers such as Abbey, Barclaycard, MBNA, Halifax, HSBC, HBOS, Lloyds, Natwest, RBS or in fact any other credit provider, you may be able to reclaim up to 15,000 if you were sold PPI insurance - in most cases even if you've lost the paperwork.

Learn more about PPI Claims now!

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